Terms of Service

1. Acceptance of Terms

Welcome to FranchiseLoanHelp.com ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, please do not use our website or services.

2. Description of Services

FranchiseLoanHelp.com provides educational resources and tools related to franchise financing, including:

• Loan payment calculators and financial analysis tools
• Cash flow and ROI calculators
• Educational content about franchise financing options
• Connection services with qualified franchise lending experts
• Information about SBA loans, equipment financing, and working capital

Our services are educational in nature and do not constitute financial advice, lending services, or guarantees of loan approval.

3. User Responsibilities

By using our services, you agree to:

• Provide accurate and truthful information in all forms and communications
• Use our calculators and tools for legitimate business purposes only
• Not attempt to reverse engineer, modify, or interfere with our website
• Respect intellectual property rights and not copy or redistribute our content
• Not use our services for any illegal, fraudulent, or harmful activities
• Maintain the confidentiality of any account credentials

4. Disclaimers and Limitations

4.1 Educational Purpose

Our calculators and tools are provided for educational and informational purposes only. Results are estimates based on the information you provide and should not be considered as financial advice, loan pre-approval, or guaranteed terms.

4.2 No Financial Advice

We are not a financial advisor, lender, or broker. We do not provide personalized financial advice or recommendations. You should consult with qualified financial professionals before making any financing decisions.

4.3 Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties about the completeness, reliability, or accuracy of our content. Interest rates, loan terms, and market conditions change frequently.

4.4 Third-Party Services

We may connect you with third-party lenders and financial service providers. We are not responsible for their services, terms, or decisions. Any agreements you enter into with third parties are solely between you and them.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FRANCHISELOANHELP.COM AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

Our total liability to you for any claims arising from your use of our services shall not exceed the amount you paid us in the twelve (12) months preceding the claim, if any.

6. Intellectual Property

All content on our website, including text, graphics, logos, calculators, and software, is the property of FranchiseLoanHelp.com and is protected by copyright, trademark, and other intellectual property laws.

You may use our content for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or create derivative works without our written permission.

7. Privacy and Data Collection

Our collection and use of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our data practices as described in the Privacy Policy.

8. Prohibited Uses

You may not use our services:

• For any unlawful purpose or to solicit unlawful activity
• To violate any international, federal, provincial, or state regulations or laws
• To transmit or procure the sending of any advertising or promotional material
• To impersonate or attempt to impersonate the company, employees, or other users
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To engage in any automated use of the system or data mining

9. Modification of Services

We reserve the right to modify, suspend, or discontinue any part of our services at any time without notice. We may also impose limits on certain features or restrict access to parts or all of our services.

10. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, if you breach these Terms. Upon termination, your right to use our services will cease immediately.

You may stop using our services at any time. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

12. Indemnification

You agree to defend, indemnify, and hold harmless FranchiseLoanHelp.com and its affiliates, officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of our services or violation of these Terms.

13. Severability

If any provision of these Terms is deemed invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the updated Terms on our website and updating the effective date. Your continued use of our services after any changes constitutes acceptance of the new Terms.

15. Contact Information

If you have any questions about these Terms of Service, please contact us at:

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and FranchiseLoanHelp.com regarding your use of our services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.